How do you stay resilient in hard times?

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I log all my expenses and costs for each month. All my bills, everything I have to pay for, taxes, food costs, energy topups, internet, phone bills, etc.

I try to make sure I have some buffer each month for emergency costs, like a broken down boiler, or emergency Ubers.

It also lets me see how costs have changed over time.

For example, my Car Insurance has gone up nearly £100 in 3 years