With the Covid pandemic not looking like it's going to end anytime soon, I'm really looking to reduce any unnecessary spends. This isn't helped with by the fact my car got wrecked by an idiot who had been drinking -- that's cause him at least $10,000 of claims against his insurance which he can't realistically wriggle out of since he crashed into legally parked cars and caused three out of the four damaged cars to be written off. The fourth MAY be repairable, but considering mechanics, like everyone else are also on lockdown, that may take a while to confirm.

Damage to my vehicle caused by the drunk driver
Damage to my vehicle caused by the drunk driver

I have a hire car to do my weekly shopping trips, and that's costing nearly $100 a day -- also coming out of the other guy's insurance.

That drink of his is going to cost him more than he initially expected.

My car is due to be picked up to be scrapped today (was actually meant to be yesterday, but the driver conveniently called in sick).

Since I'm going to need to buy a car soon, and am getting pretty strapped for cash, I'm stripping down on stuff I have subscriptions for. FitBit, Endomondo, Strava, Spotify, I'm ditching all the subscriptions I used to have. They're luxuries I don't need right now. These all function fine without a subscription, and in fact, FitBit actually have a 3 month trial for Premium which I'll use, and immediately cancel the subscription after starting the trial, so it doesn't continue to charge me after July.

I was hoping to buy a house this year, too, but not sure how feasible that is, considering I also now need to manage a car finance plan too....

For fuck's sake, DON'T DRINK AND DRIVE.